-What is a payday loan?

A payday loan is a cash advance of $500 that is lent to you against your next paycheck.

-Who is eligible for a payday loan?

You must be a U.S. Citizen of 18 years of age or older, employed for six months or more, have an active checking account and be paid by direct deposit.

-What is the maximum amount I can borrow?

The maximum amount you can borrow is $500

-Can I use a payday loan for something other than an emergency?

Payday loans can be used for any purpose you like - whether it is to spring for that unexpected birthday surprise, buy those shoes while they are still on sale, pay an overdue bill or tend to a medical emergency.

-What if I have declared bankruptcy or have bad credit?

Our lending system is not based on credit checks. It is based on proof of employment.

-When do I have to pay the loan back?

The money is withdrawn from your account on the date of issue of your next paycheck.

-How long will it take for my loan to get approved?

After you apply online or by telephone we will give you a fax number that will require you to send us some documents to prove that you are employed. We will notify whether or not you have been approved within 30 minutes or less.

-How will I know that I have been approved?

Once you have been approved you will be notify you be email or telephone.

-How is the money sent to me?

The money is wired directly into your account.

-Can I pay my loan back early?

Yes. There are no penalties for paying your loan off early.

-Can I get an extension on my loan?

Yes, but you will be charged additional fees for an extension on your loan.

-Are there any additional or hidden charges for borrowing this money?

You may be required to pay a lending fee depending on which lending institution agrees to support your application. Borrower's fees usually range from $20 to $30 for every $100 that is borrowed.

-I have already obtained a cash advance or payday loan from another company. Can I still get a loan from you as well?

No. We cannot lend money to anyone with an outstanding payday loan balance.

To apply for a cash advance or payday loan click here.